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H.R. 90

Health Coverage Choice Act

In Plain Language

This bill allows short-term health insurance plans to last up to 12 months for the initial term, and up to 36 months total with renewals, instead of the current limits of 3 months initial and 4 months total. These plans are temporary insurance options that don't have to follow all the rules of regular health insurance.

Official Congressional Research Service summary

Health Coverage Choice ActThis bill extends the maximum duration of short-term, limited-duration health insurance plans. The bill increases the maximum authorized initial term of such plans to a period that is less than 12 months (with a total duration of no more than 36 months, including renewals).Current regulations limit the initial term to no more than three months and the maximum coverage duration to no more than four months, including renewals or extensions.

Sponsor

Rep. Biggs, Andy [R-AZ-5]

Cosponsors

None listed

Latest action

Referred to the House Committee on Energy and Commerce.

Jan 3, 2025

Official source

View on Congress.gov ↗

Action history

Jan 3, 2025 Referred to the House Committee on Energy and Commerce.

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