Insurance: no-fault; price optimization use in determining insurance rates; prohibit. Adds sec. 2027a of 1956 PA 218 (MCL 500.2027a).

In Plain Language

This bill would ban insurance companies from using price optimization when setting no-fault insurance rates. It would change state insurance law to make that practice not allowed.

Official summary

Insurance: no-fault; price optimization use in determining insurance rates; prohibit. Amends secs. 2109 & 2119 of 1956 PA 218 (MCL 500.2109 & 500.2119).

Sponsor

Jeremy Moss (Democratic-7)

Cosponsors

Mary Cavanagh

Stephanie Chang

Jeff Irwin

Mallory McMorrow

Latest action

ASSIGNED PA 0098'26 WITH IMMEDIATE EFFECT

Sep 22, 2026

Official source

View on OpenStates ↗

Action history

Sep 22, 2026 ASSIGNED PA 0098'26 WITH IMMEDIATE EFFECT

Sep 22, 2026 PRESENTED TO GOVERNOR 9/15/2026 1:34 PM

Aug 25, 2026 returned to Senate

Write to this bill’s sponsor

Draft a constituent message about this bill in your own words -- grounded in the actual summary, not a form letter.

Don’t worry — we’ll help you form the message.

Compose a message